Posts Tagged ‘customers’

Understanding part of this economic downturn

Saturday, June 6th, 2009

While I don’t believe in focusing on the negative since it only produces MORE negative, one can’t help but be totally swamped with negative stories about our economy, this recession, etc.

I understand a little about how it came to be, but when I read this, I thought, WOW, this really explains things in simple terms.

I wish to thank Mark Gray for making it simple.

A great explanation of the financial mess!

An Easily Understandable Explanation of Derivative Markets:

Heidi is the proprietor of a bar in Detroit. She realizes that virtually all of her customers are unemployed alcoholics and, as such, can no longer afford to patronize her bar. To solve this problem, she comes up with new marketing plan that allows her customers to drink now, but pay later.

She keeps track of the drinks consumed on a ledger (thereby granting the customers loans).

Word gets around about Heidi’s “drink now, pay later” marketing strategy and, as a result, increasing numbers of customers flood into Heidi’s bar. Soon she has the largest sales volume for any bar in Detroit.

By providing her customers’ freedom from immediate payment demands, Heidi gets no resistance when, at regular intervals, she substantially increases her prices for wine and beer, the most consumed beverages. Consequently, Heidi’s gross sales volume increases massively.

A young and dynamic vice-president at the local bank recognizes that these customer debts constitute valuable future assets and increases Heidi’s borrowing limit. He sees no reason for any undue concern, since he has the debts of the unemployed alcoholics as collateral.

At the bank’s corporate headquarters, expert traders transform these customer loans into DRINKBONDS, ALKIBONDS and PUKEBONDS. These securities are then bundled and traded on international security markets. Naive investors don’t really understand that the securities being sold to them as AAA secured bonds are really the debts of unemployed alcoholics.

Nevertheless, the bond prices continuously climb, and the securities soon become the hottest-selling items for some of the nation’s leading brokerage houses.

One day, even though the bond prices are still climbing, a risk manager at the original local bank decides that the time has come to demand payment on the debts incurred by the drinkers at Heidi’s bar. He so informs Heidi.

Heidi then demands payment from her alcoholic patrons, but being unemployed alcoholics they cannot pay back their drinking debts. Since, Heidi cannot fulfill her loan obligations she is forced into bankruptcy. The bar closes and the eleven employees lose their jobs.

Overnight, DRINKBONDS, ALKIBONDS and PUKEBONDS drop in price by 90%. The collapsed bond asset value destroys the banks liquidity and prevents it from issuing new loans, thus freezing credit and economic activity in the community.

The suppliers of Heidi’s bar had granted her generous payment extensions and had invested their firms’ pension funds in the various BOND securities. They find they are now faced with having to write off her bad debt and with losing over 90% of the presumed value of the bonds. Her wine supplier also claims bankruptcy, closing the doors on a family business that had endured for three generations, her beer supplier is taken over by a competitor, who immediately closes the local plant and lays off 150 workers.

Fortunately though, the bank, the brokerage houses and their respective executives are saved and bailed out by a multi-billion dollar no-strings attached cash infusion from the Government. The funds required for this bailout are obtained by new taxes levied on employed, middle-class, non-drinkers.

Now, do you understand?

by Mark Gray

Seeking respect from customers of escorts

Monday, January 7th, 2008

So here it goes…

As some of you may already know, I’ve owned 2 very successful escort agencies, and now I’m the escort industry expert who helps others start and run their own escort agency. I also take great pride in helping girls become successful escorts and help them to feel proud about their decision to become an escort.

One thing has always been a given with me.

I DON’T tolerate crude, disrespectful customers. In fact I find the term “hobbyists” distasteful. Seeing an escort isn’t a hobby, it should be an enjoyable experience.

Back when I had my escort service, I had no qualms about banning customers who talked in a defamatory way to my girls, acted like pigs (note, having a fantasy isn’t the same thing as being a pig) or abused my girls in any way.

I didn’t even care if the customer was a “big spender”, and had I had movie stars come to me when I still owned my escort agency, I would have told them to take a hike had I found out that they called my girls whores.

I found out a few years after I sold my escort agency that a movie start used my former escort service, and did call the girl(s) a whore, maybe even a slut.

I’m currently reading a great book written by escorts and sex workers, and one of the MAIN points they all have made so far is that they except and wish to be treated with respect.

In fact I learned a lot from one escort who stated that if the customer treats her like shit, it’s because he himself feels guilty for seeing an escort, so he takes it out on her.

I thought that to be very telling.

So I welcome ALL customers of escort agencies or independent escorts, to join my list

My list is not open to the general public, meaning my list only comprises of escort agencies and independent escorts who have read one or two of my books on “How to Start and Run Your Very Own Escort Service” or “How to Become an Escort”.

What this means for you is that you have a better chance of getting quality people servicing you.

Why?

Because that’s who I am as a person, and I feel it’s my duty to try my very best to weed out those negative mean spirited escort agency owners or escorts.

If I come across them, I try not to do business with them, I warn others about them, and/or they are completely deleted from my list.

My reputation as someone who cares deeply for her clients encourages me to keep my list as clean as possible to the best of my knowledge.

I welcome you to the list, and once there are enough customers on it, I will start sending you information about my clients’ escort business.

You aren’t forced to see or hire anyone, but I hope the list will give you access to people you might normally never meet otherwise.

Thank you for your reading, and I sincerely hope you have a fun relaxing time with whomever you see  smile smile

Michelle
www.exoticpublishing.com
www.becomeanescort.com